Digital Landscape Design for Infrastructure Business on Islamic Financial Technology Platforms in Indonesia

Abstract

The trend of digitization has been a fairly popular phenomenon in the last five years, where this phenomenon has entered all sectors, including the financial sector. The emergence of sharia financial technology innovation is proof that the digitalization phenomenon has entered the financial and banking sector. Therefore, this innovation is not only present to provide financial services but must be able to provide solutions, especially for micro, small, and medium enterprises as in the sharia fintech business segment. Currently, the problems of the small business industry are not only faced with capital problems but also with business development and marketing problems. Of course, the Sharia fintech industry must be able to prepare a sharia fintech platform that can answer the problems faced by MSMEs. The research method used in this study is a descriptive qualitative approach. The result of this research is the design of the structure of the sharia fintech application feature to answer the problems that occur in MSMEs