http://localhost:8080/xmlui/handle/123456789/12386 2026-04-15T17:08:32Z 2026-04-15T17:08:32Z B. Sarjono, Fauzie Rudiatin, Endang http://localhost:8080/xmlui/handle/123456789/12507 2025-08-06T02:32:38Z 2022-01-01T00:00:00Z

Title: Informal Cross-Border Trade: Malaysia-Indonesia Borders The Conceptualisation From ‘Authority-Defined’ To "Everyday-Defined" Authors: B. Sarjono, Fauzie; Rudiatin, Endang Abstract: For these border studies, understanding borderlanders provides a new narrative about boundaries. The history of a nation-state of a collective nature, the alignment of power, economic segmentation, and integration of culture, ethnicity, and identity, religion, the behavior of marginal communities, as well as modern socio-political segregation are variables that can be raised in various disciplines. In this study, we offer a qualitative method with an ethnographic perspective, as many anthropologists do, but with a constructivist approach. We call it the conceptualization of "Authority-Defined" to "Everyday-Defined." The diversity of narratives and connotations in unraveling boundaries gives the perspective of contextual interpretation in different positions. Surely, understanding boundaries should also be seen in such a detailed context that the actors of border studies, i.e., society, are observed through the lens of meaning boundaries in their everyday lives. These differences lead to findings that are rich in dynamic and varied border backgrounds. This discussion focused on on-the-ground findings about informal cross-border trade, specifically at the Malaysia-Indonesia border. A trading system built by local communities is certainly different from the trade system in non-border areas and even in the country's capital area.

2022-01-01T00:00:00Z Maesarach, R. Melda Trimulato, Trimulato Rodoni, Ahmad http://localhost:8080/xmlui/handle/123456789/12506 2025-08-06T02:31:02Z 2022-01-01T00:00:00Z

Title: Sukuk Linked Wakaf for MSME Development Authors: Maesarach, R. Melda; Trimulato, Trimulato; Rodoni, Ahmad Abstract: One of the sharia financial products that continues to experience growth is the sukuk product. If many tate sukuk products were previously allocated for infrastructure development, there needs to be an allocation for economic recovery through MSMEs under the current situation. The goal of this research is to assess the growth of state sukuk and the form of sukuk product development through state CWLS for the development of MSMEs. This is a qualitative study that examines the state sukuk market and the MSME sector. Secondary data was used, including information from the Ministry of Finance's Directorate General of Financing and Risk Management (DJPPR). The data analysis technique employed is descriptive qualitative, which depicts the evolution of state sukuk from 2019 to 2020 as well as forms of innovation for state sukuk goods designed specifically for MSMEs recovering from the COVID-19 outbreak. The results showed that the growth of the sukuk instrument reached 40.80%. Providing business capital through Nazhir with a profit-sharing scheme; business assistance schemes; and maximizing the types of Waqf sukuk distributed to the productive sector are all schemes that can be implemented in developing MSMEs through the CWLS sukuk

2022-01-01T00:00:00Z Jaenudin, Jaenudin Verawati, Evi http://localhost:8080/xmlui/handle/123456789/12505 2025-08-06T02:29:12Z 2022-01-01T00:00:00Z

Title: Impact of Customer Service Quality on Customer Satisfaction Multifunction Loan Products Authors: Jaenudin, Jaenudin; Verawati, Evi Abstract: The research objectives were to determine whether the service quality impacted on the customer satisfaction. The study using the quantitative methods and the population were the customer of PT WOM Finance Kemayoran Branch, Central Jakarta. The random sampling used Slovin 79.36 and rounded the population into 80 persons. Results of , the T-test of the Service Quality variable obtained a T-count value of 7,297 while the statistical table (T table) was 1,665 and the significance value of the Service Quality variable was 0.000 less than 0.05 which concluded there was strong relationship between service quality to the customer satisfaction at PT WOM Finance Kemayoran Branch, Central Jakarta

2022-01-01T00:00:00Z Mohd Yusoff, Sitinurbayu Azeasharmel Mohd Azreen Azmel, Azeera http://localhost:8080/xmlui/handle/123456789/12504 2025-08-06T02:27:44Z 2022-01-01T00:00:00Z

Title: Brand Awareness: The Influence of Social Media During the Covid-19 Pandemic Authors: Mohd Yusoff, Sitinurbayu; Azeasharmel Mohd Azreen Azmel, Azeera Abstract: In today’s society, social media is unavoidable, especially as we enter the ‘new normal’. As the pandemic alters our use of social media, it becomes an even more valuable medium of communication for brands and consumers alike. The present global pandemic, with its imposed lockdowns, has caused millions of us to turn to the internet to socialize. Social media has become an everyday aspect of our lives, and not simply when we are trying to maintain social distance. Now, social media itself has become the new normal. Marketers have taken notice of this emerging social phenomenon. There is a change in consumer behavior as well as a change in marketing tools. As a result, the purpose of this research is to gain a better knowledge of the influence and usefulness of social media as a digital marketing tool on brand awareness during Covid-19 pandemic. Thus, a study was conducted on 100 respondents using an online questionnaire instrument (Google Form) in Kota Kinabalu, Sabah. The findings demonstrate that social media marketing was effective at brand awareness during COVID-19. Marketers must rethink how they analyze and target the current consumer. It is vital to take advantage of the opportunity to explore and research the new normal following the COVID-19 pandemic, as doing so will improve the future of marketing, technology, and communication. The research on brand efficacy in marketing during COVID-19 offers fresh insight that is essential to developing a sales plan following COVID-19 since doing so will advance marketing, technology, and communication in the future.

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