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Browsing by Author Sumastuti, Efriyani
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| Issue Date | Title | Author(s) |
|---|---|---|
| 2025-05 | FINANCIAL LITERACY, USAGE OF PAY-LATER SERVICES, AND IMPULSE BUYING: THE MEDIATING ROLE OF SHOPPING HABITS | Widiastuti, C. Tri; Sumastuti, Efriyani |